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At DFS we have a massive range of repayment options all totally interest free, there is sure to be one that suits you.

No interest or deposit to pay EVER

With the famous 4 years free credit offer buying your new sofa couldn't be easier.

At DFS 4 years free credit means you pay no interest at all on whatever you choose - unlike some shops it's on everything we sell - there are no exceptions.

We don't even ask for a deposit - but if you prefer to reduce your payments you can pay a deposit - it's your choice.

Do I have to pay over 4 years?

You can choose to pay for your furniture over a shorter time than 4 years.

DFS give you the flexibility of having a totally interest free loan over 6, 12, 18, 24, 30, 36, 42 or 48 months - All available on the furniture of your choice and all without a single penny in deposit. Click here to find out more.

When do my payments start?

You can choose. You can start paying for your furniture one month after delivery or delay your 1st payment and pay nothing for 6 or 12 months, from the date of order. Click here to find out more.

What if I don't want interest free credit?

No problem - if you would prefer not to take up the interest free credit offer you can pay by cash, debit and all major credit cards - simply leave a small 10% deposit and then pay the balance prior to delivery.

Credit subject to acceptance

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