How does pay nothing for first year work?

We don't need any payment at all for a whole year from the day you decided on your furniture. You then have the option of paying in full or spreading the repayments over the next 6, 12, 18, 24, 30 or 36 months - giving you 48 months totally interest free.

If you would prefer not to have a year free you can choose to pay nothing for 6 months and then pay in full or spread the repayments over the next 6, 12, 18, 24, 30, 36 or 42 months - again giving you up to 48 months totally interest free.